> For the complete documentation index, see [llms.txt](https://black-sheep-finance.gitbook.io/black-sheep-finance-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://black-sheep-finance.gitbook.io/black-sheep-finance-docs/getting-started/first-agent.md).

# Your first agent wallet

This walkthrough covers everything an agent wallet does, end-to-end.

## 1. Create the wallet

Via dashboard: **Dashboard → Agents → New agent**. Via SDK:

```ts
const agent = await bs.agents.create({ label: "research-bot" });
```

A fresh Solana keypair is generated server-side. The **public key** is returned to you; the **secret key** is encrypted at rest and never leaves the server.

## 2. Attach a policy

Without a policy, no spending is permitted. Set one:

```ts
await bs.agents.update(agent.id, {
  policy: {
    daily_limit_usdc: 200,
    max_tx_usdc: 25,
    approval_threshold_usdc: 50,
    allowlist: ["7xKX...vendor1", "9pQR...vendor2"], // optional
  },
});
```

Read the [policy reference](/black-sheep-finance-docs/core-concepts/policies.md) for the full evaluation order.

## 3. Fund it

Send USDC from any wallet, exchange, or your treasury to the agent's public key. On devnet, hit the **Airdrop SOL** button in the dashboard for gas, then mint test USDC from a faucet.

The agent needs:

* **SOL** for transaction fees (\~0.000005 SOL per tx).
* **USDC** for the actual payments.

## 4. Spend

```ts
const r = await bs.agents.send(agent.id, {
  to: "7xKX...",
  amount: 12.5,
  memo: "invoice #42",
});
```

Three possible outcomes:

| `r.status`         | What happened                                     |
| ------------------ | ------------------------------------------------- |
| `sent`             | Approved by policy, signed, and broadcast         |
| `pending_approval` | Amount ≥ approval threshold — waiting for a human |
| *(throws)*         | Blocked by policy (cap, allowlist, daily limit)   |

## 5. Observe

* **Transactions** — `bs.transactions.list()` or **Dashboard → Transactions**
* **Approvals** — **Dashboard → Approvals**
* **Audit log** — **Dashboard → Security**
* **Webhooks** — every state change can fire a signed POST to your endpoint


---

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